All disability insurance contracts are underwritten by Sun Life.
We offer a range of programs, products, and services to help companies successfully manage employee absences.
When employees can’t work due to a covered disability, we replace a portion of their lost income and provide the means to return to wellness through comprehensive rehabilitation and return to work plans provided by our on-staff specialists. With your broker, you can build the long-term disability plan that meets the needs of your employees.
Long Term Disability at a glance:
- Choice of payment options
- Robust enrollment solutions
- Plain language education materials
- Online claims submission
- Return-to-Work incentives
- Retro Disability Benefits®
- Service guarantees
- Waiver of Premium
How Retro Disability Benefits work:
When covered disabilities begin with immediate, acute, in-hospital care lasting 14 days or more, Sun Life retroactively pays a benefit for the length of the Elimination Period. Payments are not offset for delayed earnings, sick pay, or other insurance.
- Policy: 60% benefit, 90-day Elimination Period
- Employee Earnings: $40,000
- Monthly benefit: $2,000 beginning at end of Elimination Period
- Retro Disability Benefit: Pays an additional $6,000 lump sum at end of Elimination Period
More information available by clicking here.
Questions? Contact WMC Insurance at 608-258-3400.